The loan period is for 30 days, however at SAMS PAWN SHOP, we offer a 30 day paid extension meaning we can hold your item an additional 30 days without pay before you would forfeit your item. This grace period is paid by the customer upon payoff. So if the holding fee is $10 per month and you choose to use the 30 grace period extension, your fee would be $20 for the 60 days you used. Also, as long as you are paying the service fees every month, you may leave your items in pawn for as long as you need to.